Should insurance go under vet?

Keep insurance separate so you can compare plans against out-of-pocket vet costs.

How do I handle annual shots?

Divide the yearly bill by 12 and put that in the vet field, or add it under extras.

No. Those are one-time. Add them once outside this monthly planner.

No. It totals the numbers you enter. Ask your clinic and insurer for real prices.

Pets

Pet Cost Calculator

Estimate monthly and yearly pet costs from food, vet, insurance, and extras.

Food / month

Vet / month (avg)

Insurance / month

Extras / month

Results update as you type.

Last updated 3 October 2026

Enter typical monthly amounts for food, vet care, insurance, and extras. The result shows monthly and yearly totals.

monthly = food + vet + insurance + extras
yearly = monthly × 12

Food $60 + vet $25 + insurance $40 + extras $20 → $145 per month, $1,740 per year.

Should insurance go under vet?: Keep insurance separate so you can compare plans against out-of-pocket vet costs.
How do I handle annual shots?: Divide the yearly bill by 12 and put that in the vet field, or add it under extras.
Does this include adoption fees?: No. Those are one-time. Add them once outside this monthly planner.
Is this a quote from a clinic?: No. It totals the numbers you enter. Ask your clinic and insurer for real prices.